peza — a budget tracker you just text.

type what you spent — peza logs it, splits it and tells you what's left till payday.

Features

• type-to-log (core): one line, any order. no categories to pick, no receipt photos.
• splits (core): split with anyone by name. peza keeps the running tab and does the asking.
• budgets + nudges (core): one weekly number that updates as you type, and one line a day tuned to your paycheck — not fourteen notifications.
• savings goals (core): name the thing you're saving for and peza holds it aside before the month eats it. every trip starts as one of these.
• cards (core): which card to swipe before you swipe it — points, fees, lounge, the works. due dates come free.
• play your month (core): a thirty-second story of where your month actually went — the one screen people send to a friend instead of explaining.
• papers (premium): forward a bill, a policy, a receipt — it files itself and tells you before it expires.
• taxes (premium): a year of spends, categorised and totalled — an expense pack your CA won't send back.
• subs graveyard (premium): finds what you forgot you pay for and helps you kill it.
• travel mode (premium): point a trip at its savings goal and spend from that, in rupiah, thinking in rupees. bali doesn't touch real life.

Pricing

India (INR): standard ₹125/mo (₹1,499/yr), premium · ai ₹250/mo (₹2,999/yr). Outside India (USD): standard $19/yr, premium $39/yr. 30 days free, no card. Founding price locked through 31 march 2027.

Privacy

• what we keep: the lines you type, the friends you split with, and your plan. no card numbers, no statements, no contacts upload.
• when you use pezamon: your question and the totals it needs go to a model to answer it, then get dropped. never used to train anything, ours or anyone's.
• the papers inbox: forwarding is opt-in. what you forward is stored encrypted so you can find it later — that's the whole point of it.
• who else sees it: we don't sell it, and there are no ad networks. firebase analytics counts visits and taps. it does not receive your email.
• leaving: export the whole history as csv anytime. delete the account and it's gone in 24 hours, backups included.